Empowering Canadians with responsible lending solutions
With nearly a century of lending experience, Fairstone is a trusted provider of responsible loan solutions. We offer unsecured personal loans, home equity loans and mortgages to near-prime borrowers online and in 250 branches coast to coast.

Flexible financing solutions
We partner with more than 3,000 businesses across Canada to offer flexible financing solutions for their customers. Whether shoppers are looking to make a smart decision to space out payments over time or simply taking advantage of an interest-free payment period, we have financing solutions that meet the needs of shoppers and businesses.

Part of Fairstone Bank of Canada
Fairstone is a wholly owned subsidiary of Fairstone Bank of Canada, along with additional subsidiaries EdenPark and Fig.
Collectively, our product range extends beyond personal lending and includes credit cards, rewards programs and auto financing. Each of our product and business lines are focused on making financial solutions accessible and valuable for all Canadians.

A legacy of trust and reliability
As part of a Schedule I Canadian Bank, Fairstone is both federally and provincially regulated. Along with internal checks and balances, this structure ensures we uphold a robust regulatory framework and establish and follow responsible lending practices.